Driver Risk Scoring

The Driver Rating Platform (DRP) provides driver risk scoring with actuarial support for one of the most accurate predictive indicators of claims ratios in the industry.

It creates a risk score using the following elements as inputs:

  • Aggressive driving measures including speeding by road type, harsh braking, harsh cornering and excessive acceleration
  • Road type classification
  • Intersection count
  • Excessive Lane Changing
  • Day / night Driving
  • Week-day / weekend driving
  • External data import – we import external data for scoring such as standard GLM claim information, weather patterns, claims history and so on